President Shri. Pranab Mukherjee's Address To Joint Session of Parliament

My Government is pledged to making this goal possible through financial inclusion and social security, the two wings on which human aspiration takes flight. To this end, my Government has placed great emphasis on food security, Housing for All and subsidies that reach those who need them the most, when they need them the most. Last year, I had spoken of the ambitious Pradhan Mantri Jan Dhan Yojna. Today, I am proud to say that it is the world's most successful financial inclusion programme. Under the programme, out of over twenty one crore accounts opened, fifteen crore accounts are operational with an aggregate deposit of over Rupees thirty two thousand crore. The programme has gone beyond mere opening of bank accounts, to becoming a platform for poverty eradication, by offering basic financial services and security to the poor.

To universalise social security, my Government has launched three new insurance and pension schemes; namely, the Pradhan Mantri Suraksha Bima Yojana, the Pradhan Mantri Jeevan Jyoti Bima Yojana and the Atal Pension Yojana, which afford insurance cover to hitherto uncovered sections of society.

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